Personal Breakdown Cover from Start Rescue

To help you work out whether Personal Cover is the right breakdown insurance for you, we have answered a selection of popular questions to help you below, but if you can’t find what you’re looking for here, please refer to our Frequently Asked Questions.

What is Personal Breakdown Cover?

Personal breakdown cover is breakdown cover for persons as opposed to relating to a specific vehicle.

The breakdown cover personal policy is an insurance policy that provides UK roadside assistance and recovery cover for the policyholder(s) in any vehicle they are travelling in.

You must understand whether personal breakdown cover is the correct policy for you and ensure you are fully aware of the policy terms and conditions.

Why should I choose Personal Breakdown Cover?

As one of the leading providers of vehicle breakdown insurance, Start Rescue offers you a wide range of breakdown cover policies for different needs and budgets for both vehicle cover as well as personal cover.

While all our vehicle breakdown cover insurance packages offer real flexibility to the motorist, our Personal Breakdown Cover product offers even more peace of mind, no matter where you are in the UK, or who you're with.

Our Personal Vehicle Breakdown Cover policies ensure you're covered in the event of a breakdown no matter what vehicle* you're travelling in - it doesn't have to be the vehicle registered on your personal breakdown cover policy. 

Pros and cons of Personal Breakdown Cover

Can I use my Personal Breakdown Cover for someone else?

Breaking down can be a stressful experience both for yourself and those travelling with you. But personal breakdown cover from Start Rescue ensures that even if you're travelling in the vehicle* of a friend, acquaintance or relative - you can be sure that our experienced Recovery Operators will be on hand should you need roadside assistance.

How much does Personal Breakdown Cover cost?

At Start Rescue, we understand that everyone’s personal requirements for breakdown cover differ – Which is why we offer personal breakdown cover policies to match.

We offer three levels of personal breakdown cover, from our cheapest One Star policy, through to our most comprehensive, best personal breakdown cover - Three Star personal breakdown cover.

How reliable is Start Rescue?

Come rain or shine, day or night, when you take out a roadside assistance and vehicle recovery policy with Start Rescue, our Recovery Operators are ready to provide assistance around the clock.

With our personal breakdown cover policies, should the vehicle* you're travelling in breakdown we will be on hand to help.

We believe in minimising the stress in such situations, namely by delivering first-class roadside assistance with some of the best personal breakdown cover policy benefits available. 

You can see how Start Rescue's personal breakdown cover compares here.

What vehicles am I covered in with Personal Breakdown Cover?

* If you purchased Personal Vehicle Cover, you will be covered when using one of the following vehicles for travel:

1. Cars of any age;
2. Motorcycles of any age;
3. Vans of any age.

All vehicle types must not exceed 3.5 tonnes gross vehicle weight.

(Please note: We cannot cover minibuses, limousines, motorhomes or horseboxes, any request for service if the vehicle is being used for motor racing, rallies, public hire, private hire, courier services or any contest or speed trial or practice for any of these activities).

Can I add additional people to my Personal Breakdown Cover policy?

Yes, it is possible to add additional people to your personal breakdown policy.

You can add anyone (friend, partner, daughter, son, husband, wife) to your breakdown personal cover as long as they all reside at the same address as the registered policy address.

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