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Taxi and Private Hire Breakdown Cover

Just like the public rely on you as a taxi, private hire or Uber driver, with our taxi breakdown cover, you can rely on receiving assistance in the event of a breakdown to ensure you and your vehicle can get back on the road.
With our specialist public and private hire taxi breakdown cover solutions, whether you are an independent taxi driver, or manage a fleet of taxis, you can benefit from a range of services as standard, including:
Roadside Assistance
In the event your private hire vehicle / taxi breaks down, we will pay for a recovery operator to attend the breakdown and where they deem appropriate, they will spend up to 60 minutes to try and repair the vehicle.
Local Recovery
If we are unable to repair your vehicle at the roadside, we will arrange to recover your taxi or private hire vehicle, and passengers, to the nearest suitable garage which is able to undertake the repair within 10 miles from the scene of the breakdown; Or: if the above is not possible at the time or the repair cannot be made within the same working day, we will pay for the vehicle and passengers to be transported to your chosen destination up to 10 miles from the scene of the breakdown.
Home Assist
With more than 1 in 3 vehicle breakdowns happening at home*, with the provision of home assist included as standard on your taxi breakdown cover, you will receive assistance should you find yourself in a situation such as your car not starting when leaving to start work. If like many taxi and private hire drivers, you operate close to where you live, you can also rest assured that we will cover you in the event of a breakdown within ¼ mile of your home address.
Misfuel Cover
In the event your vehicle’s fuel tank is filled with the incorrect type of fuel, we will pay up to £250 (inclusive of VAT) towards a fuel drain and flush to be completed at the roadside; or the recovery of your vehicle and passengers to the nearest suitable repairer (within 10 miles) and their reasonable costs to drain and flush to your vehicle’s fuel tank.
It's also possible to enhance your taxi and private hire breakdown cover and opt to include add-ons to cover your vehicles for national recovery and European cover for vehicles under 3.5 tonnes.
*Data based on all breakdowns attended during 2024, where 36% of calls were for home assist.
Please note, we are unable to provide public or private hire breakdown cover for buses, coaches, minibuses, limousines or vehicles with more than ten seats.
Fleet breakdown cover comparison
Discover what you will be covered for, across our three levels of fleet breakdown cover:

UK Roadside
- Roadside Assistance
- Home Assist
- Local Recovery up to 10 Miles
- National Recovery
- Alternative Travel
- Emergency Overnight Accommodation
- Misfuel Assist
- Caravans & Trailers (attached)
- Keys
- European Assistance and Recovery
- Pre-departure Cover
- Driver Illness or Injury
- No Excess to Pay
- Electric and Hybrid Vehicles Covered
- Free Business Cover Benefit - UK Accident Assistance Service

UK National
- Roadside Assistance
- Home Assist
- Local Recovery up to 10 Miles
- National Recovery
- Alternative Travel
- Emergency Overnight Accommodation
- Misfuel Assist
- Caravans & Trailers (attached)
- Keys
- European Assistance and Recovery
- Pre-departure Cover
- Driver Illness or Injury
- No Excess to Pay
- Electric and Hybrid Vehicles Covered
- Free Business Cover Benefit - UK Accident Assistance Service

UK & European
- Roadside Assistance
- Home Assist
- Local Recovery up to 10 Miles
- National Recovery
- Alternative Travel
- Emergency Overnight Accommodation
- Misfuel Assist
- Caravans & Trailers (attached)
- Keys
- European Assistance and Recovery
- Pre-departure Cover
- Driver Illness or Injury
- No Excess to Pay
- Electric and Hybrid Vehicles Covered
- Free Business Cover Benefit - UK Accident Assistance Service
Fleet Breakdown Cover Frequently Asked Questions
Taxi breakdown cover is specifically designed for taxis or private hire vehicles that are used to carry passengers.
We offer three levels of business breakdown cover for taxis and private hire vehicles. Our cheapest taxi breakdown cover option, UK Roadside, provides benefits such as taxi roadside assistance, recovery up to 10 miles and assistance in the event your taxi breaks down at home. UK National cover has the additional benefit of offering Nationwide recovery for your taxi in the event of a breakdown, whilst our most comprehensive breakdown cover for taxis and private hire – Uk and European – provides further additional benefits such as cover in the event of driver illness or injury as well as European Assistance and Recovery for vehicles up to 3.5 tonnes.
You can compare our taxi breakdown cover options on the grid above.
Whilst, unlike insurance, it is not a legal requirement to have taxi or private hire breakdown cover, having appropriate cover in place can provide peace of mind. Heavy usage can result in an increased likelihood of a vehicle breaking down. Breakdown cover for taxis and private hire vehicles helps to keep you on the road, and money coming into your pocket.
We are able to provide public and private hire breakdown cover for fleets of any size, so whether you need breakdown cover for one taxi or a number of taxis, we have you covered.
Our business breakdown cover options for public and private hire provide suitable breakdown cover for Uber drivers, as well as taxis and other private hire vehicles.
Our breakdown cover for public and private hire vehicles is available for £104.01 a year, whilst our most popular level of cover for public and private hire vehicles, UK National, is available from £124.23 per year for an individual taxi. We offer discounts for multiple vehicle policies and these discounts will be automatically applied in the checkout journey.
We will arrange assistance for you should you experience issues with your vehicle’s tyres, such as a flat or punctured tyre. This includes cover in the event of a puncture due to hitting a pothole. Whilst our breakdown cover policies do not include the cost of replacing damaged tyres, we can often help you source an appropriate replacement.
Our public and private hire business breakdown cover options provide suitable solutions for taxi drivers including black cabs and mini cabs, and private hire vehicles such as airport transfer services, Uber and Bolt.
For any of our business breakdown cover policies we are unable to provide cover for vehicles with refrigerated loads, livestock, or hazardous chemicals, buses, coaches, minibuses, limousines or vehicles with more than ten seats, motor homes, horseboxes or agricultural machinery or any vehicle not included in the vehicle usage definition.
All of our breakdown policies, including our business breakdown cover for public and private hire have a minimum inception period of 24 hours from purchase. If you have bought breakdown cover for your public or private hire vehicle, please see your policy schedule for the exact time your policy will start from. You can choose to purchase your breakdown cover with us up to 3 months in advance. In such instances, your breakdown cover will go live at 00.01am on the day you have chosen for your policy to commence, providing you have purchased more than 24 hours in advance.
If you make any changes to the vehicles on cover after the start date of your policy, you will be able to make a claim for these vehicles 24 hours from the time the change was made.
If you wish to remove a vehicle that you have on cover, you can add another eligible vehicle in its place at any point up to renewal of your cover. Depending on the vehicle added, an additional charge may be applied. Please note, there will be a period of 24 hours from the time the change was made before you can make a claim against any new vehicle that you have added to your policy.
We cannot provide a refund for any vehicles that you remove from cover during the period of your business breakdown cover policy.